SCAM LIBRARY
NZ SCAM TYPES • SAFETY GUIDES

Learn scam patterns before they hit you.

Browse New Zealand’s most common scam types. Each guide shows what the scam looks like, what not to do, and the safest next steps.

Bank Scams

Fake bank alerts, “unusual login”, card blocks, and payment redirects.

Login links Call-back fraud

IRD & Government Scams

Refund texts, penalties, “urgent myIR login”, fake agencies.

Refund lure Penalty threat

Courier & Delivery Scams

“Delivery failed”, tracking links, redelivery fees, address confirmation.

Tracking link Fee request

Marketplace & Trade Me Scams

Fake buyers, courier pickup lures, deposit tricks, payment screenshots.

Courier pickup Deposit trick

Phone Call & Voicemail Scams

“Press 1” prompts, fake support calls, spoofed numbers, OTP capture.

Press-key OTP capture

Investment & Crypto Scams

Fake trading gains, “guaranteed profits”, crypto wallet transfers, Telegram groups.

Guaranteed profit Wallet transfer

Job & Recruitment Scams

WhatsApp job offers, “tasks”, fake recruiters, upfront payments.

WhatsApp Task scam

Romance & Social Media Scams

Fast trust-building, sob stories, urgent money asks, gift cards and “fees”.

Fast trust Money ask

Subscription & Free Trial Scams

“Your subscription renewed”, cancellation traps, account billing lures.

Billing lure Cancel trap

Password Reset & Account Alerts

Fake security warnings, password resets, “verify now” login links.

Reset link Security alert

Utility & Telco Scams

Overdue bills, disconnection threats, fake telco “account issues”.

Overdue bill Disconnection

General Safety & What To Do Next

If you clicked, paid, or shared details — step-by-step actions and official help.

If you clicked Report & recover